Military real estate isn’t just transactional — it’s strategic. Every PCS, deployment, and transition carries unique timing, benefits, and emotional weight. As part of Compass Military Division, Celia Ruiz provides clear, confident guidance that aligns with military realities, empowering you to make informed decisions with less stress and more control.
Celia Ruiz is a Broker Associate and Director with Compass Military Division and a Certified Military Relocation Professional (MRP®). Her personal experience as a military spouse and her professional expertise mean she understands both the logistical and emotional sides of military moves. Celia has helped service members, veterans, and families navigate complex VA transactions, remote purchases, and relocation logistics — often from different time zones — ensuring each move supports both current needs and long-term goals.
Your decision affects spouses, children, and long-term goals. The focus is on stability, community fit, and financial insight — not just closing a deal.
VA loans offer powerful advantages — zero down payment options, no mortgage insurance, competitive rates, and refinancing flexibility. Celia helps you understand eligibility and strategy so you can use these benefits with confidence.
PCS moves aren’t just changes of address — they’re transitions with timing, logistics, and personal impact. Celia helps plan around orders, coordinate remote purchases, and connect you with local support before, during, and after your move.
Compass Military is a national network of agents with military experience — veterans, active duty personnel, and spouses — providing both broad reach and deep local market knowledge tailored to military communities.
EXCELLENT Based on 36 reviews Posted on franciscot4p14September 15, 2025Verified Awesome realtor that managed to help me sell a condo while I was out of state. Great with communication and made the process smooth. I was worried that it would never sell and she pulled off a miracle.Posted on carlos garcia rojas117December 11, 2024Verified Review for Celia Ruiz: A Top-Tier Real Estate Agent I cannot recommend Celia Ruiz enough! From start to finish, she made my home-buying experience an absolute breeze. I was interested in a multi-family property and her deep understanding of the VA loan process for veterans and her extensive knowledge of the South Florida real estate market set her apart from any other agent I’ve worked with. Celia not only guided me through the complexities of the market but also went above and beyond by mentoring me along the way and saving me money on my purchase. She was always available to answer my questions and ensured that I felt supported every step of the way. Celia’s attention to detail and her ability to anticipate challenges made the process seamless and stress-free. If you’re looking for a real estate agent who truly has your best interests at heart, Celia Ruiz is the one. I am incredibly grateful for her hard work and would enthusiastically recommend her to anyone looking to buy or sell a home, ESPECIALLY if you’re a veteran! Thank you, Celia!Posted on Jose MontesJuly 18, 2024Verified Celia always walks the extra mile for her clients, she is witty, sharp, and vigilant that the customer she represents has complete grip and understanding of the complex process of buying or selling a home, she is very honest and professional. You will not regret to select Ms Celia, as your Realtor. Good job Celia our family says Thanks and Love You!Posted on bellakarimJuly 8, 2024Verified Celia does so much for her clients. She negotiates for them non stop, she helps remove lender fees that can be negotiated with the lender, she does not take breaks. Trust me if you need a realtor this is she. She helped us buy a home 5 years ago and now she helped me rent this home and buy another home 4 hours away. Be loyal to her and she will get you the best deals always.Posted on yodarylJune 30, 2024Verified We recently had the pleasure of working with Celia Ruiz as my realtor, and we cannot speak highly enough of her exceptional service. From our first meeting, it was clear that Celia is not only thoughtful and caring but also deeply committed to her clients' best interests. What truly sets Celia apart is her willingness to go to bat for her clients. She was relentless in negotiating on my behalf, working tirelessly to secure the best possible price. Her expertise and determination resulted in significant savings, and I felt fully supported and confident with her by my side. Celia's professionalism, combined with her genuine care for her clients, makes her an outstanding realtor. I am incredibly grateful for her hard work and unwavering commitment, and I wholeheartedly recommend her services to anyone in need of a top-notch real estate agent. Lastly, not subtract from non military members and veterans, Celia went above and beyond to gifting us in two ways, in a surprisingly "military discount" percentage (for you to inquire if you're curious) and with personalized wine glasses and charcuterie. Thank you, Celia, for making our home-buying experience a truly positive and successful one! - Marlene and DarylPosted on Mica MadayagMarch 14, 2024Verified Bought our first home and we couldn't be happier thanks to Celia's help! She is kind and always available when we need her. As a first time home buyer, we had a lot of questions and Celia answered them without hesitation. Her passion in her craft resonates and we are happy that we chose to work with her. Thank you so much for everything , Celia! You're the best!!Posted on orianaportnojMarch 1, 2024Verified Celia is an exceptional realtor who truly understood my needs, guided me every step of the way, and helped me secure the perfect home. I highly recommend her services to anyone in need of a top-notch real estate professional. Her expertise, dedication, and negotiation skills made my home-buying experience seamless and enjoyable. Thanks, Celia, for making it happen!Posted on Nicole M ShafferOctober 29, 2023Verified I can’t express how impressed I have been working with Celia! She went above and beyond with me finding a quick turn-around relocation condo. Her attention to detail, follow up, and understand of the Miami area helped a me, a transplant, find a wonderful spot that met my needs - lifestyle, commute to work and cost! I also appreciated that she supports veterans and that combined well with my personal support of them too! If you’re looking for an amazing, caring, fun, and “on top of it all” realtor/broker, please check her out! You won’t be disappointed.Posted on Noelia VelzquezJuly 19, 2023Verified Highly recommended! If I had one word to describe her professionalism, it would be: caring! Celia went the extra mile to help us find our rental. She is super passionate about her job and will do the impossible to get the job done. Thank you Celia for treating us like family! Eres la mejor!Posted on Natalie LeedsJuly 2, 2023Verified If you are looking for a realtor who is not only compassionate and kind but also willing to spend time to look for your dream home look no further than Celia Ruiz. She is the best in the business. I can’t thank her enough for all of the effort, time and resources that she put in to help us find our home. Thank you Celia!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. 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As a Compass broker associate and certified Military Relocation Professional (MRP®), Celia brings both professional expertise and personal understanding to your home search. Having experienced multiple PCS moves firsthand as a proud Marine wife, Celia knows exactly what military families need during transitions.
Celia lives the military lifestyle. She has relocated repeatedly as a military spouse, sold homes in multiple states, and truly understands PCS stress, VA loan nuances, remote decision-making, and the emotional side of finding “home” again. Clients consistently say she treats their move like her own family’s.
The Military Relocation Professional (MRP®) designation is a specialized credential that requires extensive training in military-specific real estate issues: VA loans, BAH awareness, duty-station timelines, out-of-area representation, and the unique needs of transitioning service members and veterans. Celia brings this expertise to every transaction.
She guides clients through the entire VA loan process—from entitlement questions to lender coordination—and educates sellers on the advantages of VA offers. In competitive markets, she has successfully negotiated VA contracts even when sellers were initially hesitant.
Celia specializes in remote representation. She provides detailed videos, drone footage, virtual tours, personal walkthroughs, and inspection attendance on your behalf. Many clients have closed successfully without ever stepping foot in the property until move-in day.
Fort Lauderdale, Weston, Miami, South Miami, and the surrounding communities. Her deep local knowledge of neighborhoods, schools, commutes to bases, and veteran-friendly areas makes her the go-to expert for families relocating to South Florida.