As a military wife that has sold homes throughout the US as well as relocated multiple times, Celia has been in her client's shoes, so she not only understands the intricacies of a real estate transaction but is empathetic when it comes to buying, selling or relocating.
She has a passion for helping the military and first responders, is a certified in Military Relocation Specialist and has in-depth knowledge on every aspect of a real estate transaction. Clients continue to benefit from her expertise rooted in her mortgage brokerage and commercial loan documentation experience and her reputation is second to none when it comes to putting her clients’ interests fi...
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Protecting First-Time Homebuyers from Wire Fraud: What You Need to Know In today's digital age, the dream of homeownership for first-time buyers is increasingly threatened by a sophisticated and growing threat: wire fraud. According to a recent article by Florida Realtors, cybercriminals are specifically targeting first-time buyers, exploiting their inexperience and the high-stakes nature of real estate transactions to steal funds during the closing process .(Coalition to Stop Real Estate Wire Fraud) How Wire Fraud Works Wire fraud in real estate typically involves scammers gaining unauthorized access to email accounts of real estate...
Once you've confirmed your eligibility and understand your VA entitlement, the next step is getting pre-approved. This isn’t just a formality—it’s your passport to a confident and competitive home search. A solid pre-approval letter shows sellers you’re serious, qualified, and ready to buy. In this post, we’ll walk you through what pre-approval means, how to get it, and why it’s such a critical step in your VA homebuying journey in South Florida. What Is a VA Loan Pre-Approval? Pre-approval is a lender’s conditional commitment to lend you a specific amount of money....
Once you know you're eligible for a VA loan, the next big question is: how much can you actually borrow? The answer lies in understanding your VA entitlement. It’s one of the most misunderstood parts of the VA loan process, but it’s critical to knowing your purchasing power—and making the most of your benefits. In this post, we’ll break down what VA entitlement means, how it affects your loan amount, and how to use it effectively. What Is VA Entitlement? Entitlement is the amount the Department of Veterans Affairs will guarantee on...
Not everyone qualifies for a VA loan—but if you do, it could be one of the most powerful homebuying tools you have. The VA loan program was created to honor your service and make it easier for you to buy a home without unnecessary financial burdens. In this post, we’ll explain who qualifies, how eligibility is determined, and how to get started. VA Loan Eligibility Basics To qualify for a VA loan, you must meet at least one of the following service requirements: 90 consecutive days of active duty service during wartime ...